Insurance companies don't like when you actually use your insurance either. I've heard stories of people having thier insurance cancelled because they used it. They love to take your money but they don't want to give it back.
Back on topic: It's a shame that Hasbro took such poor care of these classic molds and we'll never have the chance to see these figures re-issued. I will miss the comic packs, and we never got proper versions of Grunt, Grand Slam, Flash, Torch, etc. in comic pack form.
